Umbrella insurance is coverage in addition to the liability limits provided by your regular insurance policy. Most policies include certain limits on their liability coverage. If you have significant financial assets that may be at risk for a lawsuit, you may wish to add umbrella coverage to ensure they are protected. At Kimberly J Brennan Agency, serving Patterson,NY, we help our New York clients acquire the additional umbrella coverage they need.
Do You Need Umbrella Insurance?
Individuals whose income exceeds $250,000 annually may wish to acquire umbrella insurance to increase their liability coverage in case of lawsuits. This insurance can help cover settlements for damages in case someone is injured on your property. Many people purchase umbrella coverage for a special event they host, such as a home wedding or family reunion.
How Umbrella Insurance Protects You
Your umbrella insurance policy kicks in after the liability coverage of your standard home insurance is exceeded. It can cover such issues as bodily injury to someone on your property, damage to the property of others, legal costs to defend yourself from these lawsuits, and lawsuits regarding libel, slander, defamation, or invasion of privacy. Umbrella coverage will also protect you from such incidents when you are outside the United States.
Choose Kimberly J. Brennan Agency for Your Insurance Needs
You may be unsure whether you need umbrella insurance to protect you against expensive liability claims. We can help with detailed information that allows you to make a good decision for your unique needs. We offer many types of insurance coverage for home, auto, renters, flood, recreational vehicles, life, and business. Contact Kimberly J Brennan Agency, serving Patterson, NY, when you need umbrella coverage for special situations.
